The ICU expenses are covered not exceeding 2% of the Sum Insured per day. 1 Lakh to Rs. Even the plan covers treatment expenses related to Ayurvedic/Homeopathic/Unani treatment when the treatment is taken as an in-patient. (B) In case of an accident. Individual Mediclaim policy will be available to any individual between the age of 18 to 65 years (Extended to 70 years) for treatment in India. Customers have provision to their policy status online at their doorsteps comfortably without going to insurance office. The Oriental insurance Company Limited was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Limited and was formed to carry out the General Insurance business. Family discount of 10% in … When you buy Individual Mediclaim Policy, you gain coverage for room; boarding and nursing expenses; ICU cost; fees of surgeon, anaesthetist, and others as well as cost of anaesthesia, blood, oxygen, etc. Moreover, the inclusions list includes -, Individual Mediclaim Policy is a great combination of multiple coverage features and benefits. Oriental Insurance company is very famous and leading. (C) In case of any surgery which is required in respect of any disease which has arisen during the policy period. Insurance Company, to seek necessary medical information / documents from any hospital / Medical Practitioner who has attended on the person against whom this claim is made. If interested in opting for Individual Mediclaim Policy, make sure you choose the online mode to buy it as it will help you get the policy issued without any delay. The policy covers specified diseases in case of hospitalisation only and requires compulsory co-payment of 20%. If you are looking to buy a health insurance plan mainly to cover your entire family including your parents and parents-in-laws, Oriental’s Happy Family Floater plan is one to consider. Oriental Insurance premium calculator is provided for motor insurance policy, personal Accident policy, Individual mediclaim policy, Janata Personal Accident, Overseas mediclaim, Shop keepers policy, House holders policy, Happy family floater policy and Nagrik suraksha policy. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. I chose this product... For my personal need, I have taken the Individual Mediclaim Policy with Oriental Insurance. The policy provides superior coverage for medical expenses related to hospitalisation as well as domiciliary hospitalisation in case of an accident, illness, or any surgery linked to disease which has occurred during the policy period. The Oriental insurance company reimburses the treatment expenses borne by the policyholder. Review of Oriental Happy Family Floater Mediclaim Plan. Buy a new Health Insurance policy, Renew an existing Oriental Insurance Mediclaim Health Insurance policy or renew policies bought from any other general insurance company by registering yourself on our Portal and paying online through your debit card / credit card or Net-banking. Search for hospitals in your area for cashless facility. 30 lakh. While buying a health policy, you must carefully assess the pros and cons it offers.Oriental's individual health insurance plan does not provide features like lifelong renewability and no claim bonus. (viii) No medical examination for persons upto the age of 55 years. Attach two stamp size photographs of each insured person on … Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. Benefits of Oriental Health Insurance. Oriental Insurance Individual Mediclaim Policy. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Hospitalization that lasts for more than one day due to ill-health, sickness or surgery can be claimed. Individual Mediclaim policy will be available to any individual between the age of 18 to 80 years for treatment taken in India. (xvii) Discount of 5.5% in premium if TPA services not opted for. Pre and post hospitalization charges can be claimed, which includes 30 days before and 60 days after the period of hospitalization. You should choose the best one according to your needs. It boasts of settling claims at a remarkable Claim Settlement Ratio (CSR) of 94.28% for FY 2018-19 with thousands of network hospitals in the country. The sum insured options under the policy range anywhere from Rs. Oriental Insurance premium calculator is available for all types of general Insurance policies. Talking about Individual Mediclaim Policy, it is a superior health insurance product that ensures you don’t face shortage of funds in the middle of a medical emergency. When it comes to affordable policies, Oriental Insurance has many to offer. If at any time during the policy period the insured person sustains any bodily injury due to the sudden, unforeseen and involuntary event related to external, visible and violent means anywhere in the world then he is eligible for this benefit. Not only this, you never know when medical emergencies might arise and derail all the plans that you have made for your life. Renewing any of our existing policy is very simple. Oriental Insurance HOPE – Health of Privileged Elder policy has been uniquely designed for Senior Citizens aged 60 years and above. Oriental Insurance company is one of the only public sector General Insurance Company in India. Overseas mediclaim plan by the Oriental insurance company offers wider coverage. This option is available only for sum insured of Rs. (ix) In case of fresh covers, 50% of the Pre-insurance medical check-up cost reimbursable, subject to acceptance of the Proposal. There is a voluntary co-payment option of 10% and 20% with the corresponding discount on the premium of 10% and 20% respectively on SI of Rs. Oriental Insurance Overseas Mediclaim Plan - Get details about Overseas Mediclaim insurance, its features, premium and quotes comparison from top health insurers at PolicyX. 1 lakh to Rs. This Health cover is a hospitalisation cover and reimburse the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as an in patient. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. Unique Features of Oriental Insurance Individual Mediclaim Policy. Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. (vi) Family discount of 10% (including on PA cover) if more than one person is covered under the policy. This is available free on Adobe's website.). Family includes self, spouse, children, parents and parent-in-laws. We, The Oriental Insurance Company Ltd. a vibrant and dynamic leading non-life insurer, understand your insurance needs and offer a wide range of insurance products providing comprehensive coverage in respect of Property, Health, Travel, Vehicles, Personal Insurance etc.. 10 Lakh. Oriental Individual Mediclaim Policy - Check Plan Details Oriental Individual Mediclaim Policy This health insurance plan provides cover to the policyholder in case of medical expenses following hospitalization or domiciliary hospitalization in the following scenarios: Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. Moreover, to reap benefits such as policy transparency, claim settlement support, policy portability, and others, you can place your trust in InsuranceDekho. Oriental Insurance Company’s insurance product portfolio is designed to meet with the needs of various customers across the nation, keeping in mind different requirements in regards to the coverage for different sectors. Oriental Insurance Company Limited Updated on December 25, 2020 , 6391 views. Oriental Health Insurance Claim When seeking health insurance claim from Oriental Insurance Company, you can choose either cashless or reimbursement claim. When you start earning, you enter a new phase in your life. The benefits of the plan can be seen from the fact that apart from comprehensive cover for hospitalisation and domiciliary benefits, the plan also offers cover for medical expenses in respect of organ donor. In such case, an additional premium of 10% (including on all future renewals) will be charged on applicable rates, including on Optional PA cover. I request all Mediclaim Policy Holders to read t... Read More. 10 lakh. No. Any dental treatment or corrective surgery, 30 days pre-hospitalisation & 60 days post hospitalisation expenses, Specified/listed procedures requiring less than 24 hours hospitalisation (daycare), No medical examination for persons up to the age of 55 years, In case of fresh covers, 50% of the pre-insurance medical check-up cost is reimbursed, Ayurvedic, Unani and Homeopathic treatment in govt. Documents and conditions required to buy Oriental Insurance Group Mediclaim Policy are, Proposal form and Self declaration form is to be filled in block letters and in duplicate. Office: Oriental House, P.B. Individual Mediclaim Plan As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. However, I must add that I am a victim of the Mediclaim not being settled in full, nor I have got any huge relief. (v) Life long renewals allowed. Several health insurance plans are offered by Oriental Insurance Company in India. The only condition is that if such injury, within 12 months, is the cause of death or disability of the insured person. Oriental Super Health Top-Up is an excellent Top-Up policy that an insured can rely on when the cost of their medical treatment exceeds expectation. Today the Oriental Insurance Travel health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in their benefit structure. This changes to their wim and fancy. 1 lakh to Rs. The key features of Oriental Individual Mediclaim Insurance Plan are. In terms of coverage, Individual Mediclaim Policy is the best one for me. Talking about the sum insured range of Oriental Super Health Top-Up, it starts from Rs. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Oriental Insurance premium calculator is available for all types of general Insurance policies. Oriental Insurance Mediclaim - READ THE PROSPECTUS. Know about the PNB Oriental Royal Mediclaim Policy below. This Oriental Insurance mediclaim offers various benefits to the insured wherein an individual is free to claim the following expenses: Hospitalization that lasts for more than one day due to ill-health, sickness or surgery can be claimed. Oriental Insurance Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Oriental Individual Mediclaim Insurance *Please note that the quotes shown will be from our partners. It also has a highest waiting period of 4 years along with sub-limits imposed on room rent & ICU. Oriental Insurance Health Insurance Plans Company Overview. It is a comprehensive mediclaim policy that covers the policyholder, his/her spouse and up to three dependent children. You can add your family members to the Oriental Mediclaim Insurance Policy at the time of renewal. (ii) Maximum Entry age for any member, is 65years however, this can be extended upto 70 years. Coverage for family comprising of spouse, parents/parents-in-law (either of them), and unmarried siblings (in case financially dependent on the proposer), apart from dependent children is allowed as well. 2. Individual Mediclaim Policy is a complete package. The entry age under the policy is between 18 to 65 years. There is no pre-acceptance medical examination required for persons up to the age of 55 years. You can buy a new Individual Mediclaim policy by registering yourself on our Portal and paying online through your debit card / credit card or net-banking. The Nationalized banks in India have tied up with the general insurance corporations (Private / Nationalized) to offer some special insurance policies for their clientele. Cost of spectacles, contact lenses, hearing aids, etc. 556 Site best viewed in Chrome 43.0, Mozila 38.0 and IE 11.0 and above (1280 X 800), Generation of Policy against failed transaction, Professional Indemnity-Other than Doctors. I have purchased the Individual Mediclaim Policy after conducting thorough research. IRDA Reg. (iii) Sum Insured (SI) available from Rs.1lac to Rs.10lacs. GROUP MEDICLAIM POLICY - PROSPECTUS (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, About Oriental Individual Mediclaim Policy Health Insurance. The policy does not provide cover for maternity and newborn treatment expenses. Add Family Members to Oriental Mediclaim Insurance Policy. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002 MEDICLAIM INSURANCE POLICY ( INDIVIDUAL) To check out various online facilities available, you may login on the Portal. Key Features. PNB Oriental Royal Mediclaim Insurance Policy. Individual Mediclaim Policy. Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to launch "ORIENTAL BANK MEDICLAIM" Policy on 3rd Oct. 2011. 3000 for every block of three claim-free policy years. Get list of Oriental Insurance network hospitals in Ernakulam with cashless facility for your affordable treatments. Review of Oriental Individual Mediclaim Plan. Wherever family members are covered, a discount of 10% in premium is available. Individual Mediclaim Plan As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. hospitals/colleges, Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation, Add-on of Voluntary Co-payment & Personal Accident Cover, Coverage for pre-existing diseases after 4 years of waiting period, Premium adjustment at renewal, for the period of OMP cover taken from the insurer, Family discount of 10% (including on PA cover) if more than one person is covered, 5.5% discount on premium if TPA services not opted for, Tax benefits under Section 80D of the Income Tax Act. List of Network Hospitals for Cashless Treatment with Oriental Insurance Health Insurance Plans. The policy not only provides extensive cover, but also freedom from financial worries, and that too at an extremely affordable premium amount. You should choose the best one according to your needs. Oriental Health Insurance for Senior Citizen, View All Individual Mediclaim Policy Reviews. While the eligibility range for Individual Mediclaim Policy starts at 18 years and goes up to 70 years, the policy term is 1 year. In Oriental Insurance Individual Mediclaim Policy, you can avail Income Tax benefit under Section 80D of the Income Tax Act. It also has a highest waiting period of 4 years along with sub-limits imposed on room rent & ICU. PNB Oriental Royal Mediclaim Policy PNB-Oriental Royal Mediclaim Policy is a family floater scheme that is especially designed for PNB accountholders below the age of 79 years. The company offers a wide variety of health insurance plans that cover the insured against several healthcare expenses yet come at affordable premiums. All you need to Know about No-Claim Bonus in Healt... High or Low Deductible Health Insurance - Which to... Insurers Can Use Video Based KYC Identification. 2 Lakh and above. Once your request for reimbursement of expenses is approved, the claim will be settled. Oriental Group Mediclaim Insurance Plan : Get details about Group Mediclaim insurance,its features, premium and quotes comparison from top health insurers at PolicyX. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace … the oriental insurance company limited, Regd. Detailed Review of Oriental Mediclaim Insurance Policy. Mar 11, 2018 11:49 AM Read. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. Oriental Insurance Company is one of the largest public sector general insurance companies in India. There is health check-up benefit of up to 0.75% of average SI, subject to maximum Rs. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. Several health insurance plans are offered by Oriental Insurance Company in India. No. GROUP MEDICLAIM POLICY - POLICY DOCUMENT . If more than one person is covered, then there is a family discount of 10% (including on PA cover). The optional cover of a personal accident anywhere in the world is also available on payment of additional premium. 3 lakh and goes up to Rs. Oriental Bank Mediclaim Policy was launched on 3 rd October 2011. 7037, A-25/27, Asaf Ali Road, New Delhi 110002 ORIENTAL BANK MEDICLAIM POLICY (WITH FAMILY FLOATER) FOR THE ACCOUNT HOLDERS / EMPLOYEESOF THE ORIENTAL BANK OF COMMERCE 1.1 Whereas the insured named in the Schedule hereto has by a proposal and declaration There are many ways to check Oriental General Insurance Policy Status. Oriental Insurance mediclaim hospitals list in Ernakulam, Kerala. Super Health Top-Up by Oriental Insurance is a widely sought after top-up insurance product. However, mid-term inclusion is permitted for newly married spouses or newly born children up to the age of 3 months during the policy period. The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively, For Details please refer policy documents/ Prospectus, INDIVIDUAL MEDICLAIM POLICY - PROPOSAL FORM, INDIVIDUAL MEDICLAIM POLICY - CUSTOMER INFORMATION SHEET, (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, installed on your computer. 5,00,000, it will be in multiples of INR 1,00,000 up to INR10,00,000. However, the maximum entry age can be extended up to 70 years upon payment of additional premium. If not approved, claim for reimbursement after discharge. The Oriental Insurance Company Ltd was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business. All in all, you can place your trust on this policy to help you gain financial and mental satisfaction, even in a medically critical situation. Oriental Mediclaim policy is an insurance cover which takes care of a number of medical expenses following a sudden illness, hospitalisation due to an accident, or in case the policyholder needs to undergo a surgery for any condition arising during the policy tenure. Medical expenses incurred due to any illness, injury or accident that require hospitalisation are covered under this policy. Office : Oriental House, P.B. It can be difficult to deal with financial and emotional stress at the same time. This policy of Oriental Health is better than other health mediclaim plans available in India. Personal Accident. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. The minimum sum insured under the Oriental Mediclaim Insurance Policy is INR 1,00,000 and in multiples of INR 50,000 thereafter, up to INR 5,00,000. Family includes self, spouse, children, parents and parent-in-laws. (vii) Option of voluntary co-payment of 10% and 20% with corresponding premium discount of 10% and 20% respectively on SI of Rs.2lacs and above. (xvi) Premium adjustment at renewal, for the duration of OMP cover taken from Oriental. The Nationalized banks in India have tied up with the general insurance corporations (Private / Nationalized) to offer some special insurance policies for their clientele. The room, boarding and nursing expenses are covered not exceeding 1% of the Sum Insured per day. Incorporated on 12 th September 1947, Oriental Insurance Company is a subsidiary of Oriental Government Security Life Assurance Company Ltd. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. Lastly, when it comes to sum insured options, they are available from Rs. Please be aware of the Oriental Insurance Mediclaim Prospectus, which is put up on the website. The company specializes in providing cover for mega projects such as power plants, steel, chemical and petrochemical plants. Note that you can also get dependent children between the age of 3 months to 18 years covered. Offering the benefit of additional protection at a minimal premium rate, Oriental Super Health Top-Up Policy addresses the gap between what the insured can pay and the actual amount incurred, in case of an unexpected, expensive hospitalisation. Oriental Travel Insurance: Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. It seems that the Individual Mediclaim Policy has been designed to suit my medical needs. With some decent benefits on offer like personal accidental cover and survival benefit, the policy is tailor-made to provide comprehensive health cover. Oriental Bank Mediclaim Policy is designed exclusively for the Account Holders of OBC (Oriental … 2 Lakh and above. For more information regarding Tax Benefits, visit www.taxqueries.in. Read the complete article and know the easy way to track Oriental Insurance. The policyholders can include their spouse, dependent children, and widowed/divorced daughters. Oriental Insurance Individual Mediclaim Policy This is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery. Policy Details, Cost, Suitability and Reveiew of Oriental Insurance Individual Mediclaim Health Insurance, The Oriental Insurance (x) Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation. The proposer can also get his family covered (as defined under 2.1). The company has developed various types of insurance covers to cater to the needs of … Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. This changes to their wim and fancy. It provides the required coverage on physician services, hospitalization expenses, local emergency medical transportation and medical services among others. Office: Oriental House, P.B. Under this benefit, if the insured opts for a co-payment of 10% or 20%, he/she is then eligible for a corresponding premium discount of 10% and 20% respectively. A dependable solution, the policy can be availed for a period of 1 year. PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. Just enter the old policy number and pay the premium, you will get the digitally signed policy document instantly. 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